Home renovation loan in Rome - Increase the value of your home!

Increase the value of your home in Rome with a renovation loan! Tackle the entire home improvement wish list in one go!

Home renovation loans are the smartest way for homeowners to finance their entire renovation project, but most people don't even know these loans exist or how they work.

Frequently asked questions on restructuring loans

Here are some questions about what restructuring loans are and how they work.

  • What is a home renovation loan?

    A home renovation loan is based on one key factor: its value after the renovation. Renovation loans use the appraised value of a home after renovation instead of the home's present value to calculate how much a homeowner can borrow. This gives homeowners credit for the increase in home value from the upfront proposed renovation.

  • Why do I need a renovation loan?

    Unlike traditional home loans, home improvement loans are based on what your home will be worth AFTER the renovation. This key factor greatly increases the amount you can borrow, because it allows homeowners to tap into their future equity, while also ensuring homeowners get the lowest possible rate.

  • How do renovation loans work?

    It all boils down to the difference between the current value of the home and the value after the renovation. If you are making major improvements to your home its value will increase.

  • Who should consider a renovation loan?

    A home renovation loan is perfect for homeowners who would otherwise consider a classic home loan or cash refinance who would benefit from an appraisal based on the current value of the home, not its future value, which other home renovation loans they consider.

  • How does the lender find the "value after renovation"?

    Lenders hire appraisers who use renovation plans provided by the homeowner to predict how much value the renovations will add to the home's current value. This is a special type of assessment called an "as completed" assessment.

  • How much can you borrow with a home improvement loan?

    This depends on the type of home improvement loan you are considering, the value of your home after the renovation, your current mortgage balance and your creditworthiness, among many other factors. Contact us now to see how much you might be able to borrow with a home renovation loan.

  • How can you help me get a home renovation loan in Rome?

    If you are looking for the best home renovation loan in Rome to finance your project, you need to give us as much information as possible.

In addition to renovation loans, what types of loans are there?

100 percent mortgage

Getting a 100 percent mortgage in Rome is difficult. Find out on the page what requirements you need and how to get your dream home even without savings on the side... read more

First home loans

Getting the first home loan is a very important goal and there are several factors to choose the most appropriate one. While the myriad of financing options available in Rome for first-time home buyers can seem overwhelming…read more

Mortgages at 80 percent

An 80 percent mortgage is one that requires you to put down 20% of the price of the house, apartment as a deposit, and borrow the remaining 80% of the property value from a mortgage lender…read more

Second home loans

Find out how the advice of a credit broker - real estate broker in Rome can help you find your best mortgage for your second home... read more

Subrogation mortgages

Subrogation loan in Rome? - It's not difficult!

Transferring the loan to another bank in Rome brings many advantages and is less difficult than one might think. What do we need to know to subrogate the loan?...read more


What are the main partners - banking institutions with which we work?

The main banks/financial companies with which we collaborate in Rome and the Province are:


    BNLBPMChe Banca!Credit AgricoleINGBPERBCC of RomeMonte dei Paschi di SienaBanco di SardegnaBanca Popolare di BariCassa di Risparmio di Orvieto




    CarifermoExtrabancaCivibankIBL-Banca di scontoSella Personal creditFincontinuoTrasparenzaCompassYounited creditPrestiamociPermicro